The UAE’s banking landscape is shifting—and for businesses that depend on cash flow, this is welcome news. According to the Central Bank of the UAE’s March 2025 Statistical Bulletin, banks are showing renewed appetite for lending. Domestic credit is up, liquidity is strong, and business confidence is building. But for many SMEs, accessing traditional term loans remains complex.
That’s where invoice financing and factoring step in.
Strong Liquidity, But Gaps in SME Lending
Despite the rise in private sector deposits and credit, SMEs still face challenges:
- Long payment cycles
- Seasonal cash flow mismatches
- Limited collateral for traditional loans
- Banks have liquidity, but rigid lending models persist. That’s why iFund Factoring offers a faster, simpler way to access working capital.
March 2025 Snapshot
The latest banking data shows that funds are available—but access remains the key challenge. Gross credit in the UAE reached AED 2.24 trillion in March 2025, marking a 9.4% year-on-year increase. Business and industrial credit is rising steadily, while non-resident lending jumped by an impressive 37%, reflecting growing external confidence in UAE-based entities. Liquidity across the system remains strong, creating a favorable environment for financing innovation and cash flow solutions.
How iFund Factoring Helps
At iFundFactoring, we offer businesses the ability to advance up to 90% of their approved invoices. This improves cash flow, reduces days sales outstanding (DSO), and ensures predictable working capital—without giving up equity or taking on long-term debt. Our approval and disbursal processes are streamlined, allowing qualified clients to access funds quickly when they need it most.
Who We Work With
We work with a wide range of businesses including trading and distribution companies, marketing and creative agencies, logistics and facility management firms, and SMEs that rely on B2B receivables. If your business generates invoices and needs liquidity, iFundFactoring is here to help bridge the gap between billing and payment.
2025 is a year of growth—but only for those who can fund it. At iFund Factoring, we help businesses unlock their receivables and access capital without friction.
Apply online. Get faster Receivable Discounting
Email: info@ifundfactoring.com
Website: www.ifundfactoring.com
